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Financing guides for the machines that run your business

Most equipment financing content is written by lenders selling you their own product. We're independent: plain-English guides on what machines actually cost, what lenders look for on your specific equipment type, and payment calculators with real market rate ranges — so you walk into any financing conversation knowing the numbers.

No signup · Free to use · 51 equipment types covered

51Equipment-specific guides
7–30%Typical APR ranges shown
2 quotesThe minimum we tell you to get
$0Cost to use this site

How this site works: every guide is specific to one machine type, because a lender treats a $120,000 vacuum truck completely differently than a $18,000 embroidery machine. 51 guides and counting — find your equipment below, run the calculator, then compare at least two offers.

Every machine, covered

Browse 51 equipment guides by category

Construction & Heavy Equipment8

Machines that move earth, lift loads, and clear land.

Trucks & Vocational Vehicles6

Titled vehicles that are the whole business, from box trucks to reefers.

Food & Beverage5

Kitchens on wheels and the machines behind craft food and drink.

Medical & Health Practices4

Practice build-outs and diagnostic equipment, where lenders lend on the license.

Automotive Service2

Lifts, alignment, and paint — the machines that keep a shop earning.

Cleaning & Restoration2

Rigs that turn a truck and a trailer into a route business.

Shops, Salons & Storefronts6

Storefront and mobile service businesses built around their equipment.

Manufacturing, Printing & Fabrication7

Production machines — from CNC and fiber lasers to apparel printers.

Trades & Outdoor Services3

The specialized machines behind landscaping, forestry, and site work.

Just researching prices? Browse our equipment cost guides. Starting a business? See our startup guides — costs, equipment, and financing for trucking, tree service, landscaping, and more. Don't see your machine?Tell us what you're buying.

Before you sign anything

The three rules of equipment financing

1
Never pay unsecured rates for secured purchases. Equipment loans are cheaper than working-capital loans and dramatically cheaper than merchant cash advances, because the machine is collateral. If someone quotes you MCA-style money for a titled truck, walk. Why an MCA costs 3–5x more →
2
Two quotes minimum. Dealer/manufacturer financing vs. one independent lender. Each keeps the other honest, and the spread is routinely 1–3 points of APR. How to compare offers →
3
Match the term to the machine's life. An 84-month loan on a 15-year machine builds equity; the same loan on a 6-year machine leaves you underwater when it's time to replace it. Loan vs. lease →

New to this? Start with the fundamentals of equipment financing →