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About Equipment Finance HQ

Equipment Finance HQ publishes independent, plain-English guides on what business equipment costs and how to finance it. We are not a lender and do not make credit decisions — which is exactly why we can tell you the things a lender won't.

Why we exist

Most equipment-financing content online is written by lenders selling their own product. That makes it useful right up until the moment it isn't — when the honest answer would cost the lender a deal. We write the version that assumes you'll shop around, compare at least two offers, and want to know the real numbers before you sign. Today that's 51 equipment financing guides, 52 equipment cost guides, business startup guides, and free tools.

How we research prices and rates

• Equipment prices are typical U.S. market ranges by machine type, condition (new vs. used), and configuration — cross-checked against current manufacturer, dealer, and marketplace pricing, and labeled as ranges, never as quotes.
• Financing rates reflect typical market conditions synthesized from published lender rate disclosures, presented by credit tier and equipment type, and refreshed quarterly with a visible "last updated" date.
• Tax figures (e.g., our Section 179 calculator) use the current IRS limits, with clear pointers to confirm specifics with a CPA.
• Every price and rate is framed as a typical range, because your actual number depends on your credit, business, and the specific equipment.

Our independence

Some links on this site are referral links, meaning we may be paid a commission by a lender or lending marketplace if you get funded through them. This never changes the rate you're offered, and it never changes what we write — we'd rather tell you to get a second quote (and lose the click) than steer you wrong. Read our full advertising disclosure.

What this is — and isn't

Everything here is general education, not financial or tax advice, and the rates and prices shown are typical market ranges, not offers. For decisions that depend on your specific situation, confirm with a lender, a CPA, or both. We correct errors when we find them and keep our rate and cost data current.

About the editor